Credit Score Disclosures

The Fair Credit Reporting Act (FCRA)  requires lenders to provide a Credit Score Disclosure to the home loan  applicant. Credit Score Disclosure is covered by FCRA in section [§ 609.  Disclosures to consumers [15 U.S.C. § 1681g] Page 43]. Informative  Research clients may elect to receive the disclosure as an addition to  their credit report. If you would add a Credit Score Disclosure to your  report please contact a Sales Executive for assistance with this solution.

A Credit Score Disclosure alerts a consumer of their FICO scores, defines what a FICO is, informs how FICO scores affect their access to consumer credit and provides contact information for the bureaus.  Informative Research complies with FACTA by suppressing the first five  digits of the borrower’s social security number on all Credit Score  Disclosures.

Click Here for a Sample Credit Score Disclosure.

The Fair Credit Reporting Act (FCRA)  requires lenders to provide a Notice to Home Loan Applicant. Notice to  Home Loan Applicant is covered by FCRA in section [§ 609. Disclosures to  consumers [15 U.S.C. § 1681g] Page 47]. Informative Research clients  may elect to receive the disclosure as an addition to their credit  report. If you would add a Notice to Home Loan Applicant to your report  please contact a Sales Executive for assistance with this solution.

A  Notice to Home Loan Applicant alerts a consumer the score the credit  bureau reported and distributed to the lender used in connection with  the home loan application.

Click Here for a Sample Notice to Home Loan Applicant.

Informative  Research streamlines regulatory compliance by offering Disclosure  Mailing Services. Our system will automatically generate (and mail) a Notice to Home Loan Applicant and a Risk Based Pricing Disclosure with  every Premier TriMerge Credit Report.Informative Research also makes  management of the process easy by offering a weekly Disclosure Mailing  Service confirmation report for all notices sent through the mail  fulfillment service.

Contact a Sales Executive for assistance with this solution.